Private Managed Account (PMA) is a specifically managed investment
account, which is designed for individual, corporate and institutional
investors to attain their financial goals such as retirement funds, children
education funds, emergency funds and etc.
Under this PMA product, a professional fund manager is
assigned to actively manage, monitor and review client’s portfolio as per
client’s risk profile and investment needs. Investors can access to the latest
investment performance, decision, and news through the portal of client account.
Our company is one of the top performer in PMA. Investor
can invest PMA via Cash and EPF Member's Account 1 withdrawal. The minimum
amount to setup the cash account of PMA would be RM50,000.
Meanwhile, for the minimum setup amount for PMA
investment via EPF Account 1 withdrawal would be RM5,000 with the commitment of
RM30,000. PMA resembles a regular savings scheme, whereas it invests in a
steady growing blue chips with high dividend yield.
According to analysts, it would be challenging for (EPF)
Pension Funds to sustain dividend payouts of above 5% in the future. In long
run, the Pension Fund’s performance will be determined by those returns from
low-risk investments such as government bonds. Pension Fund invested almost 40%
of the managed funds in bonds and loans. These type of investments have
experienced dwindling yields. (The Star,
EPF returns on the slide, 19 March 2009).
Nowadays, insufficient savings to support the high cost
of living and medical costs during retirement have become a serious issue (New Straits Times, Self-funding your
retirement, 11th January 2018). MHAS
president, Professor Dr Philip George stated that the majority of retirees
exhaust their EPF savings within three to five years, which can demolish their
standard of living and quality of life (Malaysian
Reserve, Malaysia needs to address challenges on ageing population, 27th March
2018). Due to those unexpected phenomena, why do not you give a chance for
yourself to invest in PMA. Since, PMA investment might be able to offer you an
opportunity to earn better return than Retirement Fund. Prepare umbrella before
rains, prepare sufficient retirement fund before retires. So that, you may
attain leisure lifestyle and enjoyment during your retirement.
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